Giving to St Andrew’s

Almost everyone who comes to St Andrews regularly is a regular giver.   Some of us are well paid and give a lot.  Others are on low incomes and give a little.  But almost everyone makes a regular commitment.

That makes a huge difference.  Instead of relying on a few generous givers, we have a robust and broad base of givers.  Everyone has a stake: we contribute to our shared life as well as enjoying its benefits.

Overall, we try to meet our regular outgoings (staff, heat and light, maintenance) from regular income, and almost all that regular income comes from our regular givers.

THANK YOU for considering becoming a regular giver.

More about our situation

If you want to know in detail about our financial situation, you can look at last year’s annual accounts, including the annual report.

For many people that is more than they want to know, so we have this information leaflet, which summarises our income and expenditure on a single page.  Link coming soon!

Who does what

Simon Peyton Jones is the giving coordinator.  He is usually the one who may approach you to ask if you would consider giving to St Andrews.  He’s a good person to ask if you are thinking about changing what you give or the way you give.  His email is simon@peytonjones.org

Michael Grande is the PCC Treasurer. He is overall responsible for the church’s finances, and for making sure that our annual accounts give an accurate picture of our financial situation.  His email is treasurer@standrews-chesterton.org

Linda Stollwerck Boulton is our PCC Administrator.  She does practically everything.  But in particular she makes sure that every transaction to or from our bank account is properly tracked, so we know where it comes from, where it is going, and what it is for. Her email is admin@standrews-chesterton.org

The specifics of each person’s giving are known confidentially to these three and no one else — not even the vicar!

How to give

It is possible to give through the weekly collection in church, and that is much appreciated.  But it is much, much better if you are able to give regularly, by monthly direct debit.

  • Direct debit means that your giving is predictable; we can plan around it.
  • Direct debit means that your giving is steady, even when you are away.
  • Direct debit allows you to plan your giving for the year, rather than having to make a fresh decision week by week.
  • Direct debit involves much less administrative overhead than weekly cash donations, especially when Gift Aid is involved.

Using direct debit does not imply that you are making an open-ended commitment.  You can increase, decrease, or cancel altogether at any time.

Gift Aid

Most of us are taxpayers, including those on a pension.  Gift Aid allows St Andrews to reclaim from the government the tax you have already paid on your donation.  This makes a big difference: it boosts your donation by 25%.

Annual increase

Every year, costs go up.   But our experience is that no one makes an annual cost-of-living increase in their donation to St Andrews.  It’s just too much hassle!   As a result, many people are giving the same as they were ten years ago, although their underlying intent would almost certainly be to keep up with inflation, or more.

Direct debit makes this easy.  You can tick a box that allows St Andrews to increase your direct debit, annually, in line with the increase in Retail Price Inflation (RPI).   It gives you zero admin overhead and is a huge help for St Andrews.

Please tick the box!

How to set up a direct debit

The actual mechanism is called the Parish Giving Scheme, run by the Church of England.  The donors section is the main bit you may want to read.  All of your donation, including Gift Aid, comes to the parish: the PGS does not take a cut!

Here’s what to do:

  • Fill out this form — on paper.
  • Crucially, please don’t forget to tick the box for “automatic RPI increase” 
  • If you are tax payer, please complete the Gift Aid part of the form too.
  • Post it to the Parish Giving Scheme (the address is on the form)
  • Email Simon and/or Linda to say what you’ve done, so Linda knows to look out for your donations.

Making changes

Each year, around February, the vicar writes to the entire congregation, inviting them to review their giving in the light of the particular opportunities or challenges of the moment.

If you want to increase, decrease, or cancel your donation, you can do so through PGS, by email, written letter, or phone.  Contact details are here.  Please also let Linda and/or Simon know.

Other ways to give

If you don’t want to use the PGS scheme, this is what you can do instead:

  • If you have a CAF account, you can set up a standing order from it to St Andrew’s
  • Set up a standing order from your bank account and adjust it annually.
  • Give cash via the Gift Aid envelopes in the pews

Any of these would be very welcome.

Any questions?

If anything is not answered by this page, please ask Simon Peyton Jones.